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1%.
Flat.*

*one flat rate on card payments, in person and online, for merchants under £200,000 a year. Bespoke rates above.

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1% FLAT → IN PERSON → ONLINE → FREE TERMINALS OVER £100K → NO HIDDEN FEES → NO LOCK-IN →
TWO ROUTES

Pick your lane.

One flat published rate below £200k. Bespoke rates, built to beat your current setup, above.

UNDER £200K A YEAR

Published rate.
Start today.

0%
flat, in person and online.

All-in pricing for UK businesses. No hidden fees, no monthly minimums, no long contracts.

£0, £200k annual volume
OVER £200K A YEAR

Bespoke rates.
Priced to win.

Custom
Tailored to your volume, sector and mix.

Higher volume deserves better economics. Three months of statements in, a rate built to beat them back. Account manager included.

£200k, no ceiling
UNDER £200K · PUBLISHED RATE

In person and online. 1%.

One flat rate covers contactless, chip & PIN, wallets, gateway, pay-by-link, invoicing and virtual terminal.

0%
per card transaction, every channel
A single, transparent rate for Visa, Mastercard, Maestro and all major wallets, in person and online. No tiered surcharges. No surprises on your statement.

Terminals free when you process £100,000 or more a year. Under that, terminals start from £16 a month.

In-person
1%
Contactless, chip & PIN, wallets.
Online
1%
Gateway, pay-by-link, invoicing.
Virtual terminal
1%
Card payments over the phone.
Terminal hardware
Free
Over £100k a year. Otherwise from £16 a month.
HARDWARE

Terminals. Free over £100k a year.

Free when you process £100,000 or more a year. Under that, terminals start from £16 a month. Countertop, portable and mobile, pre-configured and shipped next working day.

Countertop.

Fixed at the till. Contactless, chip & PIN and wallets, all at the same 1% flat rate.

Portable.

Takes payment to the table. Same rate, same next-working-day settlement.

Mobile.

Payments out in the field, wherever the job takes you.

OVER £200K

Over £200k a year?
Let’s talk.

Send us three months of statements. We’ll come back with a rate built to beat your current setup.

Custom rates.

Interchange-plus or blended, whichever works better for your mix. Priced against your last quarter, not a list.

Dedicated account manager.

A named contact who knows your business. One phone number, one email, no ticket queues.

Faster settlement.

Same-day or next-day settlement available. Funds in your account, every working day, no weekend lag.

Priority support.

Phone-first support with guaranteed response times. Critical issues are escalated, not queued.

Integration support.

Need to plug into your ERP, booking system or order management? We’ll do the build with you, not bill you for it.

Multi-site & multi-MID.

One contract, one platform, one report, across every site, every MID, every channel.

PLATFORM INCLUDED

What you get, no matter what you pay.

Every Stored account, published or bespoke, comes with the full merchant platform.

Real-time reporting.

Cross-channel reporting from any device. Today, yesterday, last quarter, in two clicks.

Order management.

Every order, every channel, every site, in one place. Refund, resend, reorder, in seconds.

Refunds & returns.

Fast, auditable refund workflows. Full, partial, by item, with reasons captured every time.

Brand control.

Your brand on terminals, receipts, checkouts, links and invoices. Looks like you, not like us.

ADD-ONS

Optional extras. Priced honestly.

Advance funding.

Cash advance against future card takings. Fixed fee, no compounding interest, repays as you trade.

Extra users.

First 5 users free. Additional users £5/month each, with full role-based permissions and audit logs.

Additional terminals.

Bolt on extra terminals as you grow.

NO SURPRISES

Things we don’t charge for.

If it’s not on your rate card, it’s not on your statement.

  • No authorisation fees. Every transaction, every channel.
  • No PCI compliance fees. Compliance is part of the package, not a surcharge.
  • No monthly minimums. Trade what you trade. Quiet months don’t cost you.
  • No setup fees. Onboarding, configuration and branding are on us.
  • No long-term contracts. 30-day rolling. Cancel any time, no penalty.
  • No chargeback handling fees. We dispute on your behalf, free of charge.
FAQs

Questions, answered.

Annual card volume. Under £200,000 a year, the published 1% flat rate applies, in person and online. Over £200,000, we price bespoke because the economics change, and we want to win your business on rate.
Correct. Published-rate accounts are 30-day rolling, with no early-termination fee. For bespoke accounts, terms are negotiated, but we don’t lock anyone into multi-year deals as a precondition.
Most published-rate merchants are approved within 24 hours and trading within 48. Hardware ships next working day, pre-configured. Bespoke onboarding usually takes 3–5 working days end-to-end.
Good news. Once you trip over £200k of rolling annual volume, you’re eligible for a bespoke review, and your rates almost always come down. We’ll proactively flag it and offer a re-price.
If you’re over £200k a year and you send us three months of statements, we’ll be straight with you. If we can’t beat your effective rate, we’ll tell you. Most of the time, we can, and by a margin worth switching for.
Let’s
get paid.